Recovery Officer at Alert Microfinance Bank

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Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to MSME, Private and Public Sectors.

We are recruiting to fill the position below:

Job Title: Recovery Officer

Location: Island, Lagos
Employment Type: Full-time

Overview

  • Loan officers at Alert Microfinance Bank are responsible for collections of due payments from delinquent customers, recover fully provisioned or written-off credit and rehabilitate other impaired credit.

Job Description

  • Devise customized recovery strategy on a case by case basis, reducing the non-performing loans owed by customers
  • Visit delinquent customers for recovery of loans, agree debt recovery plans and follow up as appropriate
  • Reviewing documentation (all aspects of contract) to assess liability, identify contract issues and judge recoverability
  • Establish repayment schedules, monitoring repayment of debts, and adherence by debtors to installment schedules.
  • Minimizing customer response times by issuing reminder notices and customer statements and monitoring collection of debts in a timely manner
  • Negotiating with clients on arrangements regarding payments and making recommendations to management to ensure departmental guidelines in relation to installment agreements and the processing of monies received are adhered to
  • Contribute to the achievement of team and organizational objectives

Key Requirements

  • A minimum of BSc/HND in Accounting, Banking & Finance, Economics, Statistics and other related field
  • Ability to recover loans in large volumes without default
  • Experienced in repayment tracking and loan collection without a day default
  • Minimum of 3/5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience
  • Good knowledge of Lagos Island and Mainland

Skills:

  • Enthusiastic and highly focus
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.
  • Excellent team spirit and communications skills

Salary
Very Attractive.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using “Recovery Officer” as the subject of the mail.

Note: Only qualified candidates will be shortlisted.

Application Deadline 23rd August, 2021.

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